Our Sages, of blessed memory, in their commentary on Chronicles, said: "Israel has gone many days without the true God" – What does "without a true God" mean? This teaches us that whoever deals exclusively in Torah is like a person without God. End quote. The author of "Eshel Avraham" wrote that our Sages, of blessed memory, meant that a person who deals exclusively in Torah, but not in charity, is like a person without God. The reason they give is that a person who deals in Torah and believes in God, yet nevertheless does no charity is considered a soul whose image does not entirely follow the outline of His actions, as they, of blessed memory said, concerning the verse "You shall walk after the Lord your God": Follow His attributes and actions, just as He is compassionate, be compassionate. But the image and actions of person who deals in Torah but not in charity remain outside that person's soul. Also, we know that charity is done either physically or with money, which explains what King Solomon, may he rest in peace, said. As a human being you must realize that, "to be in the shelter of wisdom" – by dealing in Torah, as you do, also requires that you be "in the shelter of money" – to be compassionate and generous, to be charitable with your money. In this way, it will be seen that the image of your soul completely follows the outline of His actions, blessed be He, and that you truly have a God, and that one without the other is not possible.